At derivalomiq, we take your privacy seriously. This comprehensive policy
explains how we collect, use, protect, and manage your personal information
when you use our rolling budget techniques platform and educational
services.
Personal Information
Account Information: Name, email address, phone
number, and billing details when you register for our services
Profile Data: Educational background, financial goals,
and learning preferences to personalise your experience
Communication Records: Support conversations, feedback
submissions, and course-related interactions
Payment Information: Billing addresses and transaction
data (card details are processed securely by our payment providers)
Usage Data
We automatically collect information about how you interact with our
platform. This includes pages visited, time spent on different sections,
course progress, and technical details like IP addresses and browser types.
We also track which budgeting tools you use most frequently and how you
navigate through our educational materials.
Your information helps us provide better educational experiences and
improve our rolling budget techniques platform. We use personal data to
deliver course content, track your learning progress, and send relevant
updates about new features or educational opportunities.
Service Delivery: Providing access to courses,
tracking progress, and maintaining your account
Communication: Sending important updates, educational
newsletters, and responding to your enquiries
Personalisation: Customising content recommendations
and learning paths based on your interests
Platform Improvement: Analysing usage patterns to
enhance our educational tools and user experience
Legal Compliance: Meeting regulatory requirements and
protecting against fraudulent activities
We don't sell your personal information to anyone. However, we work with
trusted service providers who help us operate our platform effectively.
These partners include payment processors, email service providers, and
analytics companies that help us understand how our educational content
performs.
All third-party providers are carefully vetted and bound by strict
contractual obligations to protect your data. They can only use your
information for the specific services they provide to us.
We may also share anonymised, aggregated data for research purposes or to
demonstrate the effectiveness of our rolling budget techniques. This data
cannot be used to identify individual users and helps us contribute to
broader financial education research.
Under UK data protection laws, you have several important rights regarding
your personal information. We've designed simple processes to help you
exercise these rights whenever needed.
Access Your Data
Request a complete copy of all personal information we hold about
you, including account details and usage history.
Correction Rights
Update or correct any inaccurate personal information in your
account at any time through your profile settings.
Data Deletion
Request complete deletion of your account and associated personal
data, subject to legal retention requirements.
Processing Restrictions
Limit how we use your information while maintaining your account
access and course progress.
Data Portability
Export your personal data in a structured format to transfer to
another service provider if desired.
Objection Rights
Object to specific types of data processing, including marketing
communications and analytics tracking.
We implement multiple layers of security to protect your personal
information. Our platform uses industry-standard encryption for data
transmission and storage, with regular security audits and updates to
maintain the highest protection standards.
Encryption: All data transfers use TLS encryption,
with sensitive information encrypted at rest using AES-256 standards
Access Controls: Strict employee access policies with
role-based permissions and regular access reviews
Monitoring: Continuous system monitoring for unusual
activity and automated threat detection
Backup Procedures: Regular encrypted backups stored in
geographically separate locations for data recovery
Incident Response: Comprehensive procedures for
detecting, containing, and responding to any security incidents
We keep your personal information only as long as necessary to provide our
educational services and meet legal requirements. Account information and
course progress are retained while your account remains active, plus
additional periods as required by financial regulations.
Marketing communications data is retained until you unsubscribe. Usage
analytics are typically anonymised after 18 months, while financial
records may be kept for up to seven years to comply with UK tax and
accounting requirements.
While we primarily store data within the UK and European Economic Area,
some of our service providers operate globally. Any international data
transfers are protected by appropriate safeguards, including adequacy
decisions, standard contractual clauses, or other legally approved
mechanisms.
Our website uses cookies and similar technologies to enhance your
experience and help us understand how our educational content performs.
Essential cookies are necessary for basic site functionality, while
optional cookies help us personalise content and measure engagement.
You can control cookie settings through your browser preferences or our
cookie management tool. Disabling certain cookies may affect some platform
features, but core educational content remains accessible.
Our services are designed for adults and we don't knowingly collect
personal information from children under 16. If we discover we've
inadvertently collected such information, we'll delete it promptly and take
steps to prevent future collection.
We review this privacy policy regularly and may update it to reflect
changes in our services or legal requirements. Significant changes will be
communicated through email notifications and prominent notices on our
platform. Continued use of our services after policy updates constitutes
acceptance of the revised terms.
